Terms of Service

Acceptance of Terms

By accessing and using ETF Analyzer, you accept and agree to be bound by the terms and provision of this agreement. This website is operated by an individual developer and provides ETF analysis tools using free financial data APIs for educational purposes.

Description of Service

ETF Analyzer provides:

• ETF data analysis and visualization tools
• Educational content about ETFs and investing
• Portfolio analysis features
• Market data sourced from free Yahoo Finance API

Important: This is an educational platform operated by an individual. All data is sourced from free APIs and may have delays, inaccuracies, or limitations.

Data Sources and Limitations

• Yahoo Finance API: Our primary data source. Data may be delayed up to 20 minutes.
• No Real-Time Data: We do not provide real-time market data.
• Data Accuracy: While we strive for accuracy, we cannot guarantee the completeness or correctness of all data.
• Service Availability: Service may be interrupted due to API limitations or maintenance.

Investment Disclaimer

NOT FINANCIAL ADVICE: This platform is for educational purposes only.

• We do not provide investment advice or recommendations
• All investment decisions are your own responsibility
• Past performance does not guarantee future results
• Always consult with a qualified financial advisor
• Invest only what you can afford to lose

User Responsibilities

You agree to:

• Use the service for lawful purposes only
• Not attempt to reverse engineer or copy our systems
• Not overload our servers with excessive requests
• Respect intellectual property rights
• Provide accurate information when contacting us

Limitation of Liability

ETF Analyzer is provided "as is" without any warranties. As an individual developer project:

• We are not liable for any investment losses
• We are not responsible for data inaccuracies from third-party APIs
• We are not liable for service interruptions
• Maximum liability is limited to the amount you paid (which is $0 for free users)

Intellectual Property

The design, layout, and original content of this website are protected by copyright. You may not reproduce, distribute, or create derivative works without permission. Financial data is sourced from Yahoo Finance and remains subject to their terms.

Termination

We may terminate or suspend access to our service immediately, without prior notice, if you breach these Terms. You may also discontinue use at any time.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Continued use of the service constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Service, contact us at terms@etfanalyzer.com.