Firo Portfolio Studio is in development - data may be lost. Terms

Terms of Service

Firo Portfolio Studio - Effective Date: October 7, 2025

Development Warning

IMPORTANT NOTICE: Firo Portfolio Studio is currently under heavy development. The platform may experience downtime, data changes, or feature modifications without notice. Use at your own discretion and do not rely solely on this platform for investment decisions.

1. Acceptance of Terms

By accessing or using Firo Portfolio Studio ("the Platform") at firo.studio, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Platform.

2. Description of Service

Firo Portfolio Studio is an ETF (Exchange-Traded Fund) analysis platform that provides:

  • ETF research and analysis tools
  • Portfolio tracking and comparison features
  • Market data and financial information
  • Educational resources and investment insights

DISCLAIMER: We do not provide investment advice, execute trades, or manage portfolios. All information is for educational and research purposes only.

3. Investment Disclaimer

CRITICAL INVESTMENT DISCLAIMER

NOT INVESTMENT ADVICE: Firo Portfolio Studio provides information and analytical tools only. We do not provide personalized investment advice, recommendations, or endorsements. All investment decisions are your sole responsibility.

RISKS: Investing in ETFs involves risk, including potential loss of principal. Past performance does not guarantee future results. Market data may be delayed or inaccurate.

PROFESSIONAL ADVICE: Consult with qualified financial advisors before making investment decisions. Consider your risk tolerance, investment objectives, and financial situation.

4. User Accounts and Responsibilities

4.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4.2 Accurate Information

You agree to provide accurate, current, and complete information and to update it as necessary.

4.3 Prohibited Uses

You may not:

  • Use the Platform for illegal or unauthorized purposes
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Platform's operation
  • Use automated tools to access or scrape data without permission
  • Share false or misleading information

5. Data Accuracy and Availability

While we strive to provide accurate and up-to-date information, we make no warranties about:

  • The accuracy, completeness, or timeliness of financial data
  • Uninterrupted access to the Platform
  • The absence of errors or technical issues
  • The suitability of information for your specific needs

Market data may be delayed up to 20 minutes. Critical investment decisions should not be based solely on Platform data.

6. Intellectual Property

The Platform and its content are protected by intellectual property laws. You may not:

  • Copy, reproduce, or distribute Platform content without permission
  • Reverse engineer or attempt to extract source code
  • Use our trademarks, logos, or branding without authorization
  • Create derivative works based on our Platform

7. Limitation of Liability

IMPORTANT LIABILITY LIMITATIONS

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIRO PORTFOLIO STUDIO SHALL NOT BE LIABLE FOR:

  • Investment losses or missed opportunities
  • Inaccurate or delayed market data
  • Platform downtime or technical issues
  • Data loss or security breaches
  • Indirect, incidental, or consequential damages

Our total liability shall not exceed the amount you paid for Platform access in the 12 months preceding the claim.

8. Development Status and Changes

Firo Portfolio Studio is under active development. We reserve the right to:

  • Modify or discontinue features without notice
  • Change pricing, terms, or access requirements
  • Reset or modify user data during development
  • Implement breaking changes or updates

During development, expect potential instability, data loss, and frequent changes.

9. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy at firo.studio/privacy to understand how we collect, use, and protect your information.

10. Termination

We may terminate or suspend your access to the Platform at any time, for any reason, without notice. You may terminate your account by contacting us at support@firo.studio.

11. Governing Law

These Terms are governed by applicable laws. Any disputes will be resolved through binding arbitration or in courts of competent jurisdiction.

12. Contact Information

For questions about these Terms of Service, please contact us:

Firo Portfolio Studio
Website: firo.studio
Email: legal@firo.studio
Support: support@firo.studio

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Development Agreement

By using Firo Portfolio Studio during its development phase, you acknowledge that the platform is experimental and agree to use it for testing and feedback purposes only. Critical investment decisions should not be made based solely on Platform data during this development period.

Last updated: October 7, 2025 | Firo Portfolio Studio | firo.studio