Disclaimers
Last updated: 10/8/2025
Important Notice
This platform is operated by an individual developer using free financial APIs. All information is provided for educational purposes only and should not be considered as professional financial advice.
Investment and Financial Disclaimer
NO INVESTMENT ADVICE PROVIDED
ETF Analyzer does not provide investment advice, recommendations, or suggestions
All content is for educational and informational purposes only
You should consult with a licensed financial advisor before making investment decisions
Past performance does not indicate future results
All investments carry risk of loss, including total loss of principal
We are not registered investment advisors or financial planners
Data Source Disclaimers
YAHOO FINANCE API LIMITATIONS
Delayed Data: Market data may be delayed up to 20 minutes or more
Third-Party Source: All financial data comes from Yahoo Finance's free API
No Real-Time Data: We do not provide real-time market quotes
Data Accuracy: We cannot guarantee the accuracy, completeness, or timeliness of data
API Limitations: Service may be interrupted due to API rate limits or outages
No Market Data License: We do not have professional market data licenses
Individual Developer Project
PERSONAL PROJECT LIMITATIONS
This is a personal project operated by an individual developer
Limited resources for 24/7 monitoring and support
No guaranteed uptime or service availability
Features may change or be discontinued without notice
No professional IT infrastructure or redundancy
Support provided on best-effort basis only
Risk Disclaimers
INVESTMENT RISKS
Market Risk: ETF values can go up or down based on market conditions
Liquidity Risk: Some ETFs may be difficult to buy or sell quickly
Tracking Error: ETFs may not perfectly track their underlying index
Management Risk: Poor management decisions can affect performance
Currency Risk: International ETFs face currency exchange rate risks
Concentration Risk: Sector-specific ETFs may lack diversification
Technical Disclaimers
PLATFORM LIMITATIONS
Website may experience downtime or technical issues
Calculations and analysis tools are provided "as is"
No guarantee of error-free operation
Browser compatibility not guaranteed across all platforms
Data may be lost due to technical failures
Security measures are implemented but not guaranteed
Legal Disclaimers
LIABILITY LIMITATIONS
We disclaim all warranties, express or implied
We are not liable for any direct, indirect, or consequential damages
We are not responsible for third-party content or links
Users assume all risks when using this platform
Maximum liability limited to $0 (the cost of using our free service)
These disclaimers are subject to applicable local laws
Regulatory Disclaimers
NOT REGULATED: This platform is not regulated by financial authorities.
Not registered with SEC, FINRA, or other financial regulators
Not subject to financial services regulations
No investor protection schemes apply
Always verify information with official sources